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This website is not a financial, banking, or credit institution. It serves as a platform that connects consumers with credit institutions and acts as an intermediary between loan applicants and licensed financial institutions. The website is not involved in or responsible for any loan agreements. Additionally, it does not charge consumers any service fees. The website is not accountable for the actions, interest rates, or delays of credit service providers. Consumers are under no obligation to use the services offered by this website, obtain loans from the institutions it connects them with, or contact those institutions.