Terms and Conditions

Effective Date: 01-04-2025

 

Welcome to ikmancash.com!

Please read these Terms and Conditions carefully. By using our website, you agree to these terms. If you do not agree, you should not access or use our services.


1. Who We Are

ikmancash.com is an affiliate platform that connects users with trusted third-party loan providers. We do not directly provide loans, make credit decisions, or offer financial services ourselves. Our role is to present loan options from our network of reputable lenders to help you find a financial solution that suits your needs.

2. Eligibility

To use our services, you must:
  • Be at least 18 years old
  • Be legally capable of entering into a binding contract
  • Provide accurate and complete information when submitting forms or inquiries

3. Our Services

Through our platform, you can:
  • Access a range of loan products offered by third-party providers
  • Compare options based on your personal financial needs
  • Connect directly with loan providers to complete your application
Please note:
  • We are not involved in the loan approval process.
  • We do not guarantee that you will be approved for a loan.
  • Loan terms, conditions, and decisions are made solely by the third-party providers.

4. No Financial Advice

The information provided on ikmancash.com is for general informational purposes only. It should not be considered financial, legal, or professional advice. You are encouraged to seek independent advice before making financial decisions.

5. Affiliate Disclosure

Some links on our website are affiliate links, meaning:
  • If you click through and take action (such as applying for a loan), we may earn a commission from the lender at no additional cost to you.
  • Our recommendations are based on our partnerships, but we always aim to offer valuable options to our users.

6. Intellectual Property

All content on this website — including logos, designs, text, graphics, and images — is owned by ikmancash.com and protected under intellectual property laws. You may not:
  • Copy, reproduce, or modify any content without written permission.

7. Limitations of Liability

By using our website, you agree that ikmancash.com is not liable for:
  • Any loan agreements or disputes between you and third-party lenders
  • Any financial loss, damages, or costs arising from using our site or services
  • Accuracy or availability of loan products listed
You assume full responsibility when entering into any agreement with a third-party lender.

8. Third-Party Websites

Our site contains links to external websites owned and operated by third parties. We are not responsible for:
  • The content of external sites
  • Services offered by third parties
  • Privacy practices of third-party websites
You should review their Terms and Policies separately.

9. Changes to Terms

We may update these Terms and Conditions at any time without prior notice. Your continued use of the website means you accept any changes. We recommend reviewing this page regularly.

10. Governing Law

These Terms are governed by and interpreted according to the laws of Sri Lanka. Any disputes shall be handled in accordance with these laws.